Account

Overview

Bright is a highly customizable financial simulator that allows you to create, import, or share any financial scenarios you can think of. From grand and complex to small and specific situations, such as moving to a lower-tax-rate country, taking a career break, or buying a cheaper house, Bright will shed light on how your decisions, positions, or circumstances affect you over time.

Being that we are still building Bright, many features, while displayed, may not work at this stage, please be assured, that everything seen here and more will be built out over the coming months.

Sandbox (Graph)

The Sandbox provides an overview of your current Bright simulation. Hovering your mouse over the Sandbox will update the "Status Bar" below it, showing you the values of your total monthly income, expenses, cashflow, or accrued equity at that point in time.

Cool stuff includes:

• Right click the Sandbox to add an income/expense from that point in time
• Click on a data point in the Sandbox to be shown more detail on the data point

Income and Expenses (Inputs)

To introduce, remove, or alter an Input in Bright you will need to open the "Income" or "Expense" window, this can be done by clicking on the Status Bar "Income" or "Expense" panels, or by pressing the "2" or "3" keys.

All Inputs introduced to Bright come without any specific Rules attached, the values on the graph are displayed in "monthly totals", the "Frequency" drop down allows you to select how often the Input shows up in the Sandbox, with the exception of the "Annual" frequency which is simply intended to allow you to input your total annual income/expense, and see it dispersed over the year. The "Start" and "Finish" fields allow you to specify when the income enters and leaves the Sandbox.

Rules

To introduce, remove, or alter a Rule in Bright you will need to open the "Rule" window, this can be done by clicking on the Status Bar "Rule" panel, or by pressing the "1" key.

All Rules introduced to Bright come without any specific attachements, to attach a Rule to an Input simply click on the green plus button, and select which Inputs you would like the Rule to apply to. The value field is always to be considered as "p.a.".

Rule Effects are:

• Annual increase: Increase input value once ever 12 months
• Annual decrease: Decrease input value once ever 12 months
• Inflation: Gradually increase input value over 12 months
• Deflation: Gradually decrease input value over 12 months
• Subsidy: A flat increase of the value of an input
• Tax: A flat decrease of the value of an input

Sandbox (window)

The Sandbox window can be opened by clicking on the Status Bar "Sandbox" panel, or by pressing the "~" key. The Sandbox window provides an overview of various data points in your Sandbox at a point in time, being based on where you are hovering over the Sandbox.

Currently we are working on:

• Once ready, to include Loans and Assets data in this window
• To improve the colouring accuracy of the Pre/Post values
• Allow users the ability to import Excel files directly into Bright
• Allow users the ability to export data from Bright directly to Excel
• Allow users the ability to export data to their preferred LLM/AI

Years

The "Years" fields allow users to determine the Start and Finish date of their Sandbox, to be warned that Sandboxes with longer timeframes take longer to load, and if you exceed 100 years it can cause unexpected behaviours to occur. Dates can be in the MM/YYYY or M/YYYY numerical formats.

Status Bar

The Status Bar provides users quick insight into the various data types in their Sandbox based on where they are hovering at the time over said Sandbox. Clicking any one of the panels in the Status Bar will open the corresponding window for that panel.

Each panel shows the total monthly value of that Income/Expense/Cashflow/etc., data point the user is hovering over, except for the Rule and Equity panel, the Rule panel simply shows how many active Rules are present in the Sandbox, while the Equity panel shows the total accrued equity at that point in time.

On the far left and right hand side of the Status Bar are the "Reset" and "Save Game" buttons, special note - the Save Game window can also be opened by pressing "CTRL+S".

Currently we are working on:

• Creating a complexity score that tracks how complex your Sandbox scenarios are.

Navigation Panel

The Navigation Panel allows you to travel between pages, either by clicking on the icons, or by pressing one of four arrow keys (⬅️⬆️⬇️➡️) to walk the Character around the navigation area, and when the Character is on the icon of choice pressing "Enter" to be taken to the desired page. To be aware, the icons change based on what page you are currently on, if you are on the Account page for example the Account icon will be replaced by the Sandbox icon.

Forum

The Forum provides you the ability to not only speak with your friends and the wider community about finance, it also allows you to share or download the Sandboxes of others, say an economist thinks CPI inflation is going to be 2% p.a. on average for the next 30 years, import that into your Sandbox, or say a friend created a "What if we lived in the 1980's Sandbox", import this and explore what the financial landscape looked like 50 years ago!

Market Place

The Market Place aims to make finding and engaging with financial service providers that much easier by providing you the ability to search, sort and specify what you want and why, removing the hassel of clicking through a million websites and spending countless hours locating a single provider.

Account

The Account page is your go to place for cutomizing your Bright experience, currently whether its through changing the colour theme or username.

Currently we are working on:

• Giving you the ability to create a "Public profile view"
• Giving you the ability to choose who can view your profile
• Giving you the ability to choose who can contact you
• Giving you the ability to choose the ability and type of AI assistance you receive

Other

In the top left hand corner of each page you may see your Username, the name of your current Sandbox, or the Hitchhiker button.

In the bottom left hand corner you will find the "Toggle Buttons" that allow you to filter through what data you want to display in your Sandbox.

Share

To open the Share window you can open the Save Game window and click the Share button, or Press "CTRL+X".

The Share window will eventually allow you to easily share your Sandboxes with friends, Bright communities, or the wider world.

Work in Progress

In the Cashflow, Loans, and Equity panels we are currently working on developing the functions and features we want to go into these sections, and are the first thing on our to-do list after getting your feedback. The aim will be to provide accuracy as well as universal utility, so regardless of where in the world your based the features and tools Bright provides you are up for the task.